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DIGITAL PAYMENTS

Digital payment options for everyday banking

Checkbooks and cash still work. But why stop there when you can pay with an app and send money to a phone number? Discover all the ways you can pay digitally.

Explore checking accounts
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Secure, convenient payments at your fingertips

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Pay anytime, anywhere

Make digital payments on your schedule. 

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Easily track spending

And have a record of your payment if you need it.

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Get bill reminders

Set up notifications so you'll never miss a payment.

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Instant, touch-free payments with mobile wallet

Add your Flagstar Visa Debit Card®1 to your mobile wallet, then just tap your phone when it's time to pay.

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Send money with Zelle®

You can send and receive money with recipients you trust, even if they bank elsewhere.2 All you need is their email address or U.S. mobile number.

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Manage all your payments with Bill Pay

With Bill Pay, you can keep your bills organized and in one place. Schedule payments ahead of time, set up automatic payments, and get reminders for upcoming due dates. 

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Bank on the go with our  Mobile App

Our Mobile App lets you pay bills, send money with Zelle,® deposit checks,3 and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.4

4.7 out of 5 on the Apple App Store as of 6/1/2026

4.7 out of 5 stars
visit the following URL to download our app from the apple store: https://apps.apple.com/us/app/flagstar-mobile-banking/id972805390 or Visit the following URL to download our app the Android URL https://play.google.com/store/apps/details?id=com.mynycb.nycb&hl=en_US&gl=US

Scan this code with your phone’s camera to download the Flagstar Mobile App from the Apple App Store or Google Play Store.

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Checking Accounts

Explore our personal checking account options to find the right fit for you. 
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Flagstar Visa® Debit Card

Shop worry-free. Your debit card is more secure than cash and accepted just about everywhere.
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Direct Deposit

Save yourself a step. Direct deposit sends your paycheck and other payments directly to your Flagstar account.

1This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

2To send or receive money with Zelle®, both parties must have an eligible checking or savings account.

3Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

4Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.