Skip to main content
FDIC Logo

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Close

Before you go

You are about to leave flagstar.com and access a site administered by a third-party. The site you are going to may have different privacy and security policies. We recommend that you review these policies on the linked site. If you choose to proceed, a new browser window will open. To return to flagstar.com, close the new browser window.

Continue

limited time only banner

Earn 3.75% APYx
for 6 months

Growth, access, and certainty with a new Flagstar Ready Savings account.

Get started →
Parents and child in kitchen baking
Icon of debit card overlaying a phone

Checking
icon of piggy bank with dollar sign

Savings
icon of tag with CD text

CDs
icon of pie chart with a dollar sign

Credit Cards
icon of a house with a circle dollar sign

Home Loans
icon of house with a dollar sign pointing back to the house

Home Equity
Icon with computer and dllar sign with pie chart in it

Wealth*

GROW YOUR SAVINGS

Piggy bank with dollar sign

High-interest savings

Earn 3.20% APYx with Flagstar Performance Savings

Learn more

GET REWARDED

icon of paper bill 

Refer a friend and earn up to $500x

Get rewarded when you refer your friends & family to Flagstar.

Learn more

USE YOUR HOME'S EQUITY

Icon of hammer 

Get more done
with a HELOC

Have big goals? A home equity line of credit could help you reach them.

Learn more

START YOUR PLAN

Image of pie chart

Start planning your financial future*

Prepare for life’s next chapter with Flagstar Wealth Services.

Learn more

*Investment products are not insured by the FDIC, are not deposits, and may lose value

Manage, grow, and protect your money

Image of person at a table talking on phone

Fraud Alert: Protect yourself from scams

Stay alert. Don’t share personal information. Don’t fall for it.
Person smiling and handing their debit card to someone else

Flagstar Visa® Debit Card

Shop worry-free. Your debit card is more secure than cash and accepted just about everywhere.
Image of person sitting with a cup of coffee looking at phone

Stay in the know with Account Alerts

Monitor your account transactions, payment reminders, and more.
Person sitting, smiling, and touching their chin

Round Up with Flagstar®

Round your purchases up to the next dollar and put the difference into a savings account.

Bank on the go with our  Mobile App

Our Mobile App lets you pay bills, send money with Zelle,® deposit checks,x and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.x

4.7 out of 5 on the Apple App Store as of 7/1/2026

4.7 out of 5 stars
visit the following URL to download our app from the apple store: https://apps.apple.com/us/app/flagstar-mobile-banking/id972805390 or Visit the following URL to download our app the Android URL https://play.google.com/store/apps/details?id=com.mynycb.nycb&hl=en_US&gl=US

Scan this code with your phone’s camera to download the Flagstar Mobile App from the Apple App Store or Google Play Store.

Learn more
Images of the login and alerts screens of mobile banking

Flagstar in the news

image of joseph otting

Joseph M. Otting

Executive Chairman and Chief Executive Officer of Flagstar Bank, N.A.

Flagstar’s pivot to diversified lending and future-proof tech

Read the Crain’s Detroit Business article featuring Joseph Otting.

image of joseph otting
Read more
image of Richard Raffetto

Richard Raffetto

Co-President, Co-Chief Operating Officer, and Chief Banking Officer

Big enough to matter. Small enough to care.

Read Rich Raffetto's feature in CEO North America Magazine

image of joseph otting
Read more

Get answers fast

Flagstar and legacy NYCB customers

Our routing number is 226071004

 

Note: If you have existing transactions that use a previous routing number, they will continue to be processed as usual. This includes checks, direct deposit, automatic withdrawals, etc.

 

The next time you order checks, please use the routing number above.

 

Legacy Signature customers

Our routing number is 026013576

Call 888-248-6423 and select option 2 for Card Support if your ATM or Flagstar Visa® Debit Card is missing. We will restrict the card from being used and send you a new card.
 

If you think you simply misplaced your card, you can use Debit Card Controls to put a freeze on it and block unauthorized use. Sign in to Online Banking, select Profile and Settings, then Debit Card Controls.

Online Banking is available for personal checking, savings, certificates of deposit, money market accounts, and select loans. Business customers can access Online Banking for select accounts, too.

 

Once you open an eligible account with us, you can sign up for Online Banking here. Next, use your smartphone to download Flagstar Mobile Banking from Google Play or Apple's App Store. Once it’s installed, use the same username and password that you use with Online Banking to log in.

 

If you have a mortgage with Flagstar Bank, sign up for MyLoans® to make payments, view account history, and more. Sign up for MyLoans.

View FAQs

Still have questions?

Questionmark

Client Support

Our team is here to provide superior client support—whether at a branch, online, or over the phone.
person with a location sign

Branch and ATM Locator

Free access to 56,000+ Flagstar ATMsx and over 300 branches.
Flagstar Brand Mark

About Us

Flagstar Bank is a diversified, commercial bank grounded in building relationships to meet clients where they are on their financial journeys.
xdr